- 12,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
Introductory APR Info
Regular APR
Annual Fee
0% Intro APR*
10.99% (V)
$0
Card Review
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel rewards program.
Through the rewards program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases.
Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates.
Miles can also be redeemed for gift cards from 50 brand-name partners or cash.
Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles.
There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period.
In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.
The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee.
The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to take advantage of the introductory rate and the rewards program will benefit most from what the Miles by Discover® Card has to offer.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
Discover
Card Type
Discover
Card Status
Platinum
Important Notations
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.
Grace Period
25 Days (Min.)
Minimum Limit
n/a
Maximum Limit
n/a
Minimum Deposit
n/app
Over Limit Fee
$15 on balances up to $500; $39 on balances over $500
Cash Advance Fee
3%, $5 minimum
Balance Transfer Fee
3% for each balance transfer made under this offer
Application Fee
n/app
Rebate Minimum
n/app
Rebate Maximum
n/app
Additional Rebates
n/app
Mile Details
Miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash.
Miles Per Dollar Spent
1 Mile
Additional Miles
Earn double miles on up to $3,000 in travel and restaurant purchases.
Miles Work with FF Program
No
Points Per Dollar Spent
n/app
Point Details
n/app
Additional Points
n/app
Approval Bonus
None
First Purchase Bonus
None
Balance Transfer Bonus
None
Other Bonus
12,000 Miles**
Bonus Details
**Cardholders will receive 1,000 bonus miles every month they make a purchase during the first year.
Additional Perks
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
See website for additional benefits.
